Personal Finance

What Bank Accounts I Use

If you’re anything like me, you probably opened your first bank account when you turned 18 or started college because you were offered a free t-shirt or free lunch to sign-up. Maybe your parents took you to the bank they used, helped you open a checking account, and congratulated you for making it to adulthood….

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Optimizing Your Credit Cards

I have to admit something to you. I have a love/hate relationship with credit cards. There have been years where I have sworn them off, and there have been years where I sing their praises. Not surprisingly, most financial experts (and parents) have a visceral reaction to credit cards. “Cut them all up!” or ”…

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What’s Your Runway?

Earlier, I mentioned how important saving a $2,000 emergency fund can be to stave off financial hardships. Once this goal is reached, we move on to Key #3, paying off debt– aggressively. The problem lies when you are in periods of transitions, especially during this economy, $2,000 may not be enough to protect you. What’s your…

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